r/irishpersonalfinance Sep 21 '21

What age are you, and how much is in your pension(s)? Retirement

With pensions in the news, I thought this would be an interesting discussion.

I am 30, and have 1 pension that currently contains €62,399.

I currently contribute 15% and my employer contributes 6%. Come January, I will up my contribution to 20%. I would have 2 pensions, but I merged them as my current one has much lower fees. My pension is 100% in Indexed Global Equity.


View all comments


u/magpietribe Sep 21 '21

In my early 40's, I didn't properly start my pension until I was about 30.

150k ish All global equities Employer 16%, AVC 6% I'll be moving this up to 8% at the end of our fiscal year. For the last few years, when I get a raise I put an additional 1% AVC into my pension.

Bonus about 33-50% goes in, but not always.


u/highgiant1985 Sep 21 '21

ER 16% is very good, mind if I ask what industry are you in?


u/magpietribe Sep 21 '21

Software Engineer for Financial Services.